Alphera Financial Services is actually a part of BMW financial group. It provides secure and innovative automotive financing solutions from a single source. Launched in India, it’s now in 26 countries offering wholesale and retail finance packages and insurance products for new and used vehicles.
Alphera online Central is the portal on which you can make online payments.
Other advantages of registering are:
- View your account statement online
- Have priority online communication
- Access to customer service
- Services available 24 hours a day.
- Update contact information
- Schedule recurring payments.
- View your balance
- Get a pay-off quote
Alphera Central Log in Guide
- Visit this link
- Click the “Manage Your Account” link (its a bit tricky, so this is a snap of the link position):
- You now will be redirect to this URL: https://central.alpherafs.com/
- Enter your Login ID.
- Enter your password.
- Click on the sign in button.
For new users click on the register button and input your details
Alphera Card payment
You can pay via credit or debit card at no additional charge. The following cards are accepted: Visa MasterCard, American Express credit cards and debit cards with the Visa or MasterCard logo. When paying using your cards ensure you have your finance agreement number handy.
Bank transfer
You can set up transfers from your savings or checking account. This is done by calling on the number below for you to receive our bank account and assistance in setting this up. To pay your bill monthly, you will need to use this direct debit / credit payment to Alpherafs.
Mail payment
Mail your check or money order to the address below. They should all be made payable to Alphera Financial services. Please remember to write the finance agreement number at the back of the check/money order.
On the bottom of this page, you will see the address and phone number of Alpherafs, you can contact them on any case of payment misunderstanding






